Bank transfers can clear within hours or take up to three days to be cleared, which means desired Spot Price buying opportunities could be missed.

I have found that adding funds to my account (“investment wallet”) is best done via debit card, as in this way the funds have been immediately available to invest. (The existence of this “selling price” is, by comparison, clear on the site pages dealing with the selling of physical bullion to the Royal Mint - whereas it does not seem to become visible to novice Signature metal purchasers until they have completed their first purchase, at which point the value of the vault holdings is displayed along with the current buy and sell spot prices. In the interests of being helpful, my only minor quibble is the website information describing the charges associated with Signature metals does not make it clear, as far as I can discern, that the 1.0% selling-back charge (for Signature Gold) is relative not to the displayed variable (Buying) Spot Price but to a variable selling price, which seems to be typically £5 to £6 per Troy ounce lower.

All my experience has been through what I understand to be the 'new' website, which I find easy to navigate.

This was a quicker service than I had expected and was delighted to get the coin in perfect condition before the weekend. Having opened an account to invest in Signature Gold three months ago and been pleased with that, I purchased my first bullion coin three days ago and took safe delivery (in a reassuringly Covid-compliant manner) at midday yesterday.

I have found that the Royal Mint offers a very satisfactory introduction to investing in gold.

The royal mint reviews